What is creditworthiness?
Creditworthiness means you can be trusted to pay back money that you borrow. Lenders will look closely at your loan track record to determine how creditworthy you are before approving your loan a...
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9 Simple Ways To Save Money On A Tight Budget
You may think that saving money when you’re already on a tight budget isn’t an option. This line of thinking, however, is wrong. It’s possible to see some real results each month if you buckle do...
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What is the NHS bursary and how does it work?
The NHS bursary is a bursary aimed at certain medical and healthcare students, making it a lifeline to those studying medicine, dentistry, and anything else in the field of healthcare. However, i...
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Money Saving Tips for Key workers
If you’d like to save a little more money but don’t know where to start, you’re not alone. It can be hard to navigate the multiple money-saving offers, discounts, benefits, tips and hacks out the...
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How to make good financial decisions
Making good financial decisions isn’t always easy - with temptation all around, most of us are guilty of making impulse purchases and not always giving our savings accounts enough attention. ...
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Loan to Value Ratio
If you’re thinking of borrowing money - whether it’s for a new home, mortgage, car, or something else - you’ll need to understand how loan-to-value ratios (also known as LTVs) work. In this gu...
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How To Prepare Financially For A Recession
If the UK entered a recession tomorrow, would you be prepared? Signs suggest we’re on the verge of an economic downturn that could be worse than that experienced in 2008. Although nothing is c...
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How do loans work? What you need to know
Before taking out a loan, there’s a lot to think about. Which lender offers the best interest rate? Can you get access to their best rate? Are there options available other than borrowing? Will y...
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How to practice financial self care
Now, more than ever, we need to take care of ourselves and our wellbeing. For frontline key workers there are some great apps that help you practice mindfulness and look after your mental health...
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Budgeting Apps To Help You Save Money
Whether you’re a sucker for playing games on your commute, want to learn a new language or love keeping track of your latest run, there seems to be an app for everything. While the team at Salad ...
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Which unsecured credit should you be aware of?
Credit can be secured or unsecured, both of which are popular to many borrowers. Many people choose unsecured credit as it doesn’t require having to put your assets, such as a house or a car, on ...
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Why are so many people using open banking in the UK?
The number of people using open banking in the UK is on the rise, which is little surprise given its numerous benefits. Open banking can make saving money simpler, can help customers and small bu...
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