Insights

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How to consolidate you loans

How to consolidate and manage loans

If you have loans and credit cards and you’re struggling with repayments, debt consolidation could be the right solution for you.

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How to stop spending and going into debt

How to stop spending and avoid getting into debt

We all want to take control of our finances and live debt free. During the pandemic, financial security has become more of an issue than ever.

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Everything you need to know before getting a credit card

Everything you need to know before getting a credit card

If you’ve never applied for a credit card before and don’t know where to start, you’ll find everything you need to know in this guide.

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Finding somewhere cheap to live in the UK

How to find cheap places to live in the UK

Are you thinking of moving to beat the high cost of living in the UK? Before you do, it’s important to take a step back and look at the bigger picture.

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High demand jobs in the NHS

Which NHS jobs are in demand?

We’ve all been appreciating the NHS more than ever over the past year. If you feel inspired and want to join the NHS, it’s a good idea to learn more about how it works and which jobs are particularly

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What are good reasons for a loan

What are good reasons for a loan?

From emergency funds to planning your next move, a personal loan can help out when you need some extra cash. But when do you know when taking out a loan is a good idea for your situation?

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How to identify a loan shark

How to spot and avoid loan sharks

Loans sharks are just as scary and sinister as they sound. Preying on vulnerable people and charging extremely high interest rates, they should be avoided at all costs and reported immediately.

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What is creditworthiness

What is creditworthiness?

Creditworthiness means you can be trusted to pay back money that you borrow. Lenders will look closely at your loan track record to determine how creditworthy you are before approving your loan a...

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NHS Bursary how does it work

What is the NHS bursary and how does it work?

The NHS bursary is a bursary aimed at certain medical and healthcare students, making it a lifeline to those studying medicine, dentistry, and anything else in the field of healthcare. However, i...

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Improve your credit score

How To Improve Your Credit Score

Against the backdrop of economic uncertainty from COVID-19, getting your credit score in tip-top condition has become more important than ever. Managing your credit history and boosting your cred...

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Understanding LTR

Loan to Value Ratio

If you’re thinking of borrowing money - whether it’s for a new home, mortgage, car, or something else - you’ll need to understand how loan-to-value ratios (also known as LTVs) work. In this gu...

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How to prepare for a recession

How To Prepare Financially For A Recession

If the UK entered a recession tomorrow, would you be prepared? Signs suggest we’re on the verge of an economic downturn that could be worse than that experienced in 2008. Although nothing is c...

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