Insights

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Man on phone checking for affordable credit on sofa

Why Affordable Credit Is Essential in a Cost-of-Living Crisis

When prices go up but wages don’t keep pace, everyday life can quickly become a struggle.

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A Guide on How to Clear Your Loan Faster

Paying off a loan usually takes a long time and can be stressful. Whether it's a personal loan, student loan, car finance or mortgage,

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hidden loan charges document

4 Personal Loans Hidden Fees That Can Drain Your Wallet

At Salad, our ‘More Than Your Score Loans’ don’t have any hidden or unexpected expenses. What you see is what you get. For emergency loans made simple, think Salad.

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woman looking at phone understanding debt anxiety

What is Debt Anxiety and How to Deal With It?

Debt anxiety is the stress and worry that comes from owing money. Whether it’s credit card bills or other forms of debt, the pressure to repay what you owe can feel overwhelming.

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man applying for loan without damaging credit score

How to Get a Loan Without Ruining Your Credit Score

Getting a short term loan can be a helpful way to manage unexpected expenses, whether it’s car repairs or covering emergency costs.

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buy now pay later rules researching

What Do the New Buy Now, Pay Later (BNPL) Rules Mean For You?

Buy Now, Pay Later (BNPL) schemes have become extremely popular over the past few years, offering a quick way to access credit for purchases, often with no interest.

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woman looking at UK Insolvency Register

How a Debt Relief Order Works and the UK Insolvency Register

For many people, especially those in vulnerable situations, financial difficulty can often include unpaid bills and credit damage, as well as a desperate need for support.

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commuter saving money on train ticket

How to Save Money on Train Tickets

For all its problems, train travel remains a popular and convenient way to get around, whether you're commuting to work or planning a weekend getaway.

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worried man looking at cost of his rising bills

Understanding Your Rising Bills and How to Cope

In April 2025, most of us saw another rise in many of our household bills - from energy and water, to rent, subscriptions and even the TV licence.

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woman checking for loan scam

How to Spot a Loan Scam Before It’s Too Late

Loan scams are becoming more and more common, and are becoming smart enough that they’re able to catch out even the most careful people.

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consolidating debt vs debt settlement man on sofa with phone

Debt Consolidation or Debt Settlement?

Debt can feel overwhelming, especially if you have multiple loans and credit card balances to manage all at once.

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young woman on couch budgeting for loan

5 Tips to Use Your Loan Money Wisely

Taking out a loan can be a great way to raise money quickly for a wide range of expenses, both big and small.

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