Insights

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Alan Campbell: Campaigner Against Unaffordable Lending Graphic

Alan Campbell: Campaigner Against Unaffordable Lending

Alan Campbell, Salad founder, has become a prominent voice in the fight against irresponsible lending practices in the UK.

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National Savings Week - The Importance of Savings & Financial Resilience

National Savings Week is a timely reminder of just how important it is to regularly save money, no matter how small the amount.

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6 Everyday Spending Traps That Cost More Than You Realise

Everyday expenses may seem small on the surface, but they often add up to more than we realise. From quick convenience purchases to habits we don’t think twice about, these spending traps can quietly

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Why Financial Inclusion is Essential in the UK

Financial inclusion means making sure that everyone has access to essential financial services, such as bank accounts, credit, savings, and insurance, regardless of their income or background.

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The Consequences of High Credit Usage

Using credit cards or loans can be incredibly helpful, as long as you manage them wisely. However, high credit usage can lead to serious financial problems.

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6 Fair Lending Laws That Apply to All Lenders in the UK

When you borrow money in the UK, through a bank, credit union, or online lender, there are rules in place to protect you.

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Your Salad Loan Timeline From Application to Money Received

Applying for a loan can feel confusing and overwhelming, especially when different lenders have different processes. However, with Salad, it’s transparent and stress-free.

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Initial Signs of a Risky Loan or Lender

From vague terms and high-pressure tactics, to unregulated lenders and bad reviews, this guide highlights the key warning signs of a risky loan.

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What is a Credit Agreement?

Credit agreements are part of everyday life for many people in the UK, from taking out loans and applying for credit cards to signing up for buy-now-pay-later services.

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Is Open Banking Secure and How Much Access Does It Provide?

Open Banking allows banks and financial apps to safely view and share your bank account information, and can only access what you give it permission to. Open Banking cannot move money.

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one income couple struggling with bills

The Struggles of Living on One Income

Living on just one income in the UK can be incredibly challenging, especially with the rising cost of living, energy bills, rent, and everyday essentials.

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How to Avoid Failing a Credit Check

When applying for a loan, credit card, phone contract, or to rent a home, there’s a good chance your credit score will be checked.

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