Why Financial Inclusion is Essential in the UK
Financial inclusion means making sure that everyone has access to essential financial services, such as bank accounts, credit, savings, and insurance, regardless of their income or background.
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The Consequences of High Credit Usage
Using credit cards or loans can be incredibly helpful, as long as you manage them wisely. However, high credit usage can lead to serious financial problems.
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6 Fair Lending Laws That Apply to All Lenders in the UK
When you borrow money in the UK, through a bank, credit union, or online lender, there are rules in place to protect you.
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Your Salad Loan Timeline From Application to Money Received
Applying for a loan can feel confusing and overwhelming, especially when different lenders have different processes. However, with Salad, it’s transparent and stress-free.
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Initial Signs of a Risky Loan or Lender
From vague terms and high-pressure tactics, to unregulated lenders and bad reviews, this guide highlights the key warning signs of a risky loan.
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What is a Credit Agreement?
Credit agreements are part of everyday life for many people in the UK, from taking out loans and applying for credit cards to signing up for buy-now-pay-later services.
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Is Open Banking Secure and How Much Access Does It Provide?
Open Banking allows banks and financial apps to safely view and share your bank account information, and can only access what you give it permission to. Open Banking cannot move money.
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The Struggles of Living on One Income
Living on just one income in the UK can be incredibly challenging, especially with the rising cost of living, energy bills, rent, and everyday essentials.
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How to Avoid Failing a Credit Check
When applying for a loan, credit card, phone contract, or to rent a home, there’s a good chance your credit score will be checked.
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Why Energy Bills Might Not Drop Much Further and What to Do
Household energy bills across most of the UK (England, Scotland, and Wales), except Northern Ireland, have dropped to their lowest level in over two years, offering some much-needed relief to families
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Why Your Debt Feels Endless and What to Do
Do you feel like no matter how much you pay off, your debt will never go away? You’re not alone.
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Why Affordable Credit Is Essential in a Cost-of-Living Crisis
When prices go up but wages don’t keep pace, everyday life can quickly become a struggle.
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