Insights

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one income couple struggling with bills

The Struggles of Living on One Income

Living on just one income in the UK can be incredibly challenging, especially with the rising cost of living, energy bills, rent, and everyday essentials.

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woman on sofa with laptop credit check

How to Avoid Failing a Credit Check

When applying for a loan, credit card, phone contract, or to rent a home, there’s a good chance your credit score will be checked.

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man looking at lower energy bills

Why Energy Bills Might Not Drop Much Further and What to Do

Household energy bills across most of the UK (England, Scotland, and Wales), except Northern Ireland, have dropped to their lowest level in over two years, offering some much-needed relief to families

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Woman sitting on sofa in endless debt

Why Your Debt Feels Endless and What to Do

Do you feel like no matter how much you pay off, your debt will never go away? You’re not alone.

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Man on phone checking for affordable credit on sofa

Why Affordable Credit Is Essential in a Cost-of-Living Crisis

When prices go up but wages don’t keep pace, everyday life can quickly become a struggle.

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Woman smiling at phone after learning how to clear her loan faster

A Guide on How to Clear Your Loan Faster

Paying off a loan usually takes a long time and can be stressful. Whether it's a personal loan, student loan, car finance or mortgage,

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hidden loan charges document

4 Personal Loans Hidden Fees That Can Drain Your Wallet

At Salad, our ‘More Than Your Score Loans’ don’t have any hidden or unexpected expenses. What you see is what you get. For emergency loans made simple, think Salad.

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woman looking at phone understanding debt anxiety

What is Debt Anxiety and How to Deal With It?

Debt anxiety is the stress and worry that comes from owing money. Whether it’s credit card bills or other forms of debt, the pressure to repay what you owe can feel overwhelming.

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man applying for loan without damaging credit score

How to Get a Loan Without Ruining Your Credit Score

Getting a short term loan can be a helpful way to manage unexpected expenses, whether it’s car repairs or covering emergency costs.

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buy now pay later rules researching

What Do the New Buy Now, Pay Later (BNPL) Rules Mean For You?

Buy Now, Pay Later (BNPL) schemes have become extremely popular over the past few years, offering a quick way to access credit for purchases, often with no interest.

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woman looking at UK Insolvency Register

How a Debt Relief Order Works and the UK Insolvency Register

For many people, especially those in vulnerable situations, financial difficulty can often include unpaid bills and credit damage, as well as a desperate need for support.

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commuter saving money on train ticket

How to Save Money on Train Tickets

For all its problems, train travel remains a popular and convenient way to get around, whether you're commuting to work or planning a weekend getaway.

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