Insights

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Person checking November 2025 UK budget updates

What the November 2025 UK Budget Means for You

The November 2025 UK Budget has introduced a number of significant changes affecting income, benefits and everyday costs.

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Young adults looking at credit access

What Young Adults Need to Know About Access to Affordable Credit

Some young adults can find barriers to accessing credit, whether it’s because of limited credit history, confusing loan terms and high-cost lenders.

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Shift worker budgeting at home

A Brief Guide to Budgeting for Shift Workers

Due to the unique challenges of shift working, many people can find money management more challenging than those with fixed schedules.

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Person looking at a good credit score

What’s a Good Credit Score?

If you're applying for a loan, a mortgage, or any kind of credit, your credit score can influence what offers you get and how much you’ll have to pay.

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Individual stressed about finances

What Financial Stress Statistics Tell Us About Life in the UK

Financial stress is a growing concern for millions of people across the UK. From rising living costs and mortgage rates to job insecurity and debt, money worries are affecting how people live.

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Person misunderstanding APR

What Borrowers Often Misunderstand About APR

When comparing loans, credit cards, or financing options, it’s common for people to focus primarily on the APR (Annual Percentage Rate), but only a small percentage truly understand what it means.

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woman clearing credit card debt

Should You Overpay a Loan or Clear Credit Cards First?

When thinking about how to use extra money to manage debt, it's important to understand how different types of borrowing work.

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Couple using a customer centric lender

6 Signs of a Customer-Centric Lender

When you’re borrowing money, the lender you choose can make a huge difference to your experience. Some lenders only focus on the transaction, while others genuinely put their customers first.

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Alan Campbell - The Founding of Salad

Alan Campbell - The Founding of Salad

When Alan Campbell launched Salad in 2018, it was with a clear mission: to challenge unfair lending practices and create a fairer financial future for people too often excluded from mainstream credit.

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Man using 50-30-20 budgeting rule

Does the 50/30/20 Rule Really Work for Budgeting?

Budgeting is one of the most common struggles people face when trying to manage their money. With so many different methods, it can feel overwhelming choosing the right strategy.

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Alan Campbell: Campaigner Against Unaffordable Lending Graphic

Alan Campbell: Campaigner Against Unaffordable Lending

Alan Campbell, Salad founder, has become a prominent voice in the fight against irresponsible lending practices in the UK.

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happy-woman-national-savings-week

National Savings Week - The Importance of Savings & Financial Resilience

National Savings Week is a timely reminder of just how important it is to regularly save money, no matter how small the amount.

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