No, getting a fast loan doesn’t have to be difficult. With Salad Money, getting a fast loan is simple. Simply submit your online application and provide us with access to your bank statement using Open Banking. This will allow us to assess loan affordability and if approved provide you with the loan you need, without any credit score checks.
Quick Loans
Looking for Quick Loans?
Representative Example

Quick Loans
- Quick and easy application
- No credit checks
- No hidden fees
- FCA-authorised and regulated
- No-cost early repayment options
- Reliable customer support
- Trustpilot approved
What People Say About Us
Reasons To Choose Quick Loans
Do you need a quick loan to manage urgent expenses? If you’re dealing with a financial emergency, choose Salad Money for fair, quick, and affordable loans.
We understand that charges or expenses can crop up unexpectedly, and financial obstacles are more difficult to overcome when you’re on a tight budget. That’s why our quick UK loans are designed to provide you with fast financial relief.
As a prominent online lender in the UK, we offer quick loans specially designed to support people, even if they have poor credit. Our quick loans for bad credit are easy to access and don’t involve any credit checks.
At Salad Money, we use the Open Banking assessment system to analyse your ability to repay our loan, instead of just relying on your credit score. Our approach allows us to provide you with the money you need, when you need it the most.
If you need a fast loan, apply with Salad Money now.
What Is a Quick Loan?
When unexpected expenses arise, such as urgent car repairs or emergency pet care, a fast loan can be a lifeline. Salad Money’s quick loans provide you with fast financial support, to allow you to effectively handle financial crises.
Our quick loans offer flexibility in the amount you borrow to address urgent financial obligations, without any credit score checks. This also ensures that you don’t have to pay interest on money you don’t need.
One of the best aspects of our quick loans is their simple and fast approval process. Unlike many traditional loans, which often involve complicated forms and lengthy waiting periods, our application process is straightforward. This allows us to provide you with the money you need when you need it.
Using an Open Banking assessment system to gauge your ability to repay your loan we base our lending decision on your current financial situation, instead of just your credit score. This fairly and conveniently allows us to offer safe and easily accessible loans to help you deal with life’s unexpected hurdles.
Why Choose Our Quick Loans?
As a leading online lender our quick loans are accessible, ethical, and affordable.
We know that life is full of unexpected surprises, not all of them pleasant. Our quick loans are designed to provide you with the financial relief you need when time is against you.
Reasons to choose our Quick Loans
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Simple Application Process: With a quick and simple application process, our quick loans are designed to help when you’re in need of urgent financial support. Our quick loans don’t involve any complicated paperwork or lengthy waiting periods, allowing you easy access to the money you need.
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No Lengthy Credit Checks: Unlike traditional lenders and banks, we don’t conduct any credit checks for our quick loans. Instead, we use an Open Banking assessment system to gauge loan affordability. This approach allows us to fairly assess your current financial situation and provide you with the loan you need.
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Quick Approval:Our quick loans are true to their name, allowing you to quickly access the money you need when you need it. As soon as your application is approved, the funds are directly transferred into your account, typically within four hours. This allows you to handle time-sensitive matters quickly and effectively.
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No Hidden Terms: Many predatory lenders take advantage of people with limited lending knowledge by including hidden fees and charges within their loan agreements. These charges aren’t easy to spot and can lead to additional expenses on top of the loan amount.
At Salad Money, we provide our customers with complete transparency and trust. With clear terms and conditions we ensure you never have to worry about unexpected charges like early repayment fees or application fees. -
Flexible Repayment Terms: Many fast loan lenders expect you to repay your loan just as quickly, often by the next payday. This puts unnecessary financial strain on you, and may even worsen your credit.
Our quick loans are much more flexible, helping you make the most of your finances with repayment options of up to 18 months to suit you. With our no-cost early repayment options, you can pay your loan back early, with no additional charges.
Who Can Benefit from Quick Loans?
Salad Money’s quick loans are available to adults working in the public or private sector and earning more than £1,500 per month. Their easy accessibility and quick disbursal make them ideal for anyone dealing with a financial emergency or urgent expense.
Let’s explore some scenarios where our quick loans could help you get your finances back on track:
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Car Repairs:
There’s never a convenient time for your car to break down. With so many of us relying on them for commuting, getting the kids to school or just general travel, unfortunately the fix is rarely cheap.
Our loans allow motorists to effectively deal with a breakdown by giving you the financial support you need to cover immediate car repairs quickly. Even when a breakdown happens at the most inconvenient time, you have access to the funds needed to get back on the road again with minimal disruption.
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Pet Care Expenses:
We all love our pets, but unfortunately they often have health issues at the most inconvenient times. If you don’t have pet insurance, you’ll find that pet healthcare expenses are often very expensive and difficult to manage unless you have significant savings. That’s where our quick loans can help.
With our easy application process and quick approvals, our loans provide the money you need to pay your vet bills and ensure your pet gets the treatment they need.
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Home Repairs:
Issues at home, such as a leak or faulty boiler, need addressing quickly. Not only are these issues time-sensitive, but they can also be expensive to fix.
When these repairs cost more than you can afford to spare, quick loans can be incredibly helpful. Our loans are designed to offer immediate financial relief to handle urgent household repairs. They help you spread out the payment to be more manageable, reducing your financial burden.
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Bills and Payments:
Paying your bills on time is essential to protecting yourself from serious consequences, ranging from a reduced credit score to disconnected utilities. With our quick loans, you can access the money you need to make essential bill payments on time, regardless of your credit score.
How To Apply for Our Quick Loans
We recognise the many challenges borrowers often face when trying to get a loan. That’s why we’ve designed our application process to be quick, easy, and hassle-free.
Here’s how you can apply for our quick loans and receive the money you need:
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1) Complete the Online Application
To apply for our quick loans, begin by sharing some key details, including your name, age, source of income, and employment status. Next, you’ll need to give us secured access to your financial information through the safe and FCA-authorised Open Banking technology.
Open Banking is supported by all major banks in the UK, so you know your financial information is kept confidential and protected.
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2) We Assess Your Loan Affordability
We believe everyone deserves fair and affordable credit options, regardless of your credit score. That’s why our quick loans use a fair Open Banking based assessment system to judge your ability to repay the loan.
This fair and easy system provides us with an overview of your loan affordability, income, and spending habits.
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3) We Approve Your Loan and Transfer the Funds
Once we’ve reviewed your application, typically on the same day, we’ll share the terms and conditions of the loan with you, the repayment period, and the interest rate. After you review and accept these terms, we’ll transfer the money straight into your bank account, allowing you to handle your immediate expenses.
Frequently Asked Questions
Typically, after approval, the money will be deposited directly into your bank account on the same day, usually within four hours
Yes, you can apply for a quick loan with low credit from select lenders, including Salad Money. Our quick loans for bad credit are designed for people who have a less-than-perfect credit score. With our Open Banking assessment system, we analyse your loan affordability based on your current financial situation, instead of just your credit score. This fair and convenient system allows us to provide you with the loan you deserve.
The repayment period for quick loans can typically range between a few months to a year. At Salad Money we offer flexible repayment options of 12 or 18 months.
Yes, you can repay your quick loan early with Salad Money. All our loans have a free early repayment option so that you can repay the amount whenever you want. This allows you to save on interest and minimises your debt burden.
Why Choose Salad Money?
If you find yourself in need of a fast loan, you need to carefully examine all your options and choose a lender that’s fair and flexible. With Salad Money you can enjoy a smooth and hassle-free borrowing experience.
We understand that life can be unpredictable and can catch you off guard when you least expect it. That’s why we provide fair and affordable quick loans for employed people, regardless of their credit score, to give them the support they need when they need it the most.
Our More Than Your Score loans allow us to provide financial support to all public and private sector employees who have been left behind by the traditional credit system. Our quick loans offer fair and transparent financial assistance, with no hidden repayment terms.
Our Open Banking-based assessment system analyses your current financial situation to understand your ability to repay the loan. With our quick loans, you can rest assured that financial support is always accessible when you need it, regardless of your credit score.
Our easy and quick approval process helps ensure you receive the money you need as soon as possible, usually in as little as four hours.
At Salad Money, your privacy and security are our top priority. We strictly adhere to all the Financial Conduct Authority (FCA) guidelines to provide you with a safe borrowing experience.
When it comes to our quick loans, we communicate our terms and conditions clearly to ensure there’s no room for confusion. Our team of professionals is also always available to answer any queries and help you during the application process.
Apply for our quick loans and receive the funds you need to manage your urgent expenses now.
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