Your employer is unlikely to be regulated to provide loans to consumers. Lenders should be registered with the Financial Conduct Authority. If your employer is partnered with Salad, we can provide you with a loan and then collect repayments via Salary Deduction.
This is for employees that are partnered with Salad Money.
This is for employees of organisations not currently partnered with Salad Money.
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How It Works
Choose your loan using the loan builder on the home page. Once you’ve chosen your options click the apply now button.
Create your account by filling in the required forms.
Provide Salad Money access to your Open Banking data, this enables us to utilise our secure Open Banking process – the equivalent of a providing us a digital bank statement.
Wait for Salad Money to decide on your loan application, this will take one working day. If approved the money will be in your account within 24 hours.
Keep up to date on the latest news, financial tips and insights from Salad Money.
Proposed Updates to Buy Now Pay Later Schemes
As of now, the Buy Now Pay Later schemes are not regulated by the FCA (Financial Conduct Authority), but that’s planned to change soon.Read More about Proposed Updates to Buy Now Pay Later Schemes
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While the economy has been skyrocketing for the past few decades, many people have trouble managing their finances.Read More about 4 Simple Financial Tips to Live By
4 Tips to Building Your Credit Score in 2022
Did you know that building credit can help you raise emergency money in trying times?Read More about 4 Tips to Building Your Credit Score in 2022
When you apply for a Salad Money loan we will carry out an affordability check, using the information we collect securely (with your permission) from your bank. Not your credit score.
Open Banking is the system that enables Salad Money to make our affordability assessments. You’ll never be asked to give your login details to anyone except your bank. We use the data to decide if you can afford our loans, and to measure customer outcomes.