Social Services

More than your score™

Loans for key workers who we recognise should be defined by more than just their credit scores

Social Services

Create your loan

If your organisation does not appear, please enter its full name.

Your first repayment will be on

Borrow
APR
Monthly repayment
Total repayable
Repaid over

Your first repayment will be on

If you are successful in your loan application the money will be in your account by 12:00pm the following day.

Employer Sponsored Representative Example

This is for employees of NHS and public sector organisations that are partnered with Salad Money.

Loan repayable over 18 Months
£1000.00
17 Months at
£70.07
Final payment
£71.33
Rate of interest
30.33%
Representative
34.9% APR
Total amount repayable
£1262.52
Direct Representative Example

This is for employees of NHS and public sector organisations not currently partnered with Salad Money.

Loan repayable over 18 Months
£1000.00
17 Months at
£83.36
Final payment
£78.58
Rate of interest
54.19%
Representative
69.9% APR
Total amount repayable
£1495.70

Here's what our customers say about us

How It Works

Digital Bank Statement

Choose

Choose your loan using the loan builder on the home page. Once you’ve chosen your options click the apply now button.

Digital Bank Statement

Create

Create your account by filling in the required forms.

Digital Bank Statement

Provide

Provide Salad Money access to your Open Banking data, this enables us to utilise our secure Open Banking process – the equivalent of a providing us a digital bank statement.

Digital Bank Statement

Wait

Wait for Salad Money to decide on your loan application, this will take one working day. If approved the money will be in your account within 24 hours.

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People often ask...

Salad Money is a social enterprise that lends exclusively to the public sector. This includes those that work in the NHS, military, education and many more. Our fair, affordable loans are assessed via Open Banking, not out of date credit score. Salad Money isn’t run by the NHS however we partner with trusts and offer loans to NHS workers.

When you apply for a Salad Money loan we will carry out an affordability check, using the information we collect securely (with your permission) from your bank. Not your credit score.

Open Banking is the system that enables Salad Money to make our affordability assessments. You’ll never be asked to give your login details to anyone except your bank. We use the data to decide if you can afford our loans, and to measure customer outcomes.

If you have any further questions, please contact us or visit our FAQs page

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