A healthier way to borrow

You may have seen our latest campaign or you may just be curious, but we really mean it when we say we’re “a healthier way to borrow”.

We’re here to provide an alternative to high-cost lending.

Based on a £300 loan over 6 month period. Comparison last updated 17th July 2025.

Lender Representative APR Monthly payment Total amount repayable Salad saving
Salad 79.5% £61.47 £368.82 -
Loan Pig 1,261% £100.00 £600 £231.18
Lending Stream 1,271% £97.25 £578.36 £209.54
QuidMarket 1,298.9% £99.32 £595.92 £227.10
Fernovo 1,244% £99.32 £595.92 £227.10

More than your score ™

For larger loans of £2000, we would recommend trying your own bank first.

Salad may be a good alternative if your bank is unable to help due to your credit score. At Salad, we see you as MORE THAN YOUR SCORE.

Based on a £2000 loan over 18 months. Comparison last updated 17th July 2025.

Lender Representative APR Monthly payment Total amount repayable Bank saving
Salad 59.9% £157.86 £2,841.45 -
Lloyds 29.7% £135.65 £2,441.70 £399.75
NatWest 26.9% £133.46 £2,402.28 £439.17
HSBC 16.9% £125.45 £2,258.02 £583.43