Insights
Keep up to date on the latest financial tips and insights from Salad.
Follow us on social
Loan to Value Ratio
If you’re thinking of borrowing money - whether it’s for a new home, mortgage, car, or something else - you’ll need to understand how loan-to-value ratios (also known as LTVs) work. In this gu...
Read More about Loan to Value Ratio
How To Prepare Financially For A Recession
If the UK entered a recession tomorrow, would you be prepared? Signs suggest we’re on the verge of an economic downturn that could be worse than that experienced in 2008. Although nothing is c...
Read More about How To Prepare Financially For A Recession
How do loans work? What you need to know
Before taking out a loan, there’s a lot to think about. Which lender offers the best interest rate? Can you get access to their best rate? Are there options available other than borrowing? Will y...
Read More about How do loans work? What you need to know
How to practice financial self care
Now, more than ever, we need to take care of ourselves and our wellbeing. For frontline key workers there are some great apps that help you practice mindfulness and look after your mental health...
Read More about How to practice financial self care
Budgeting Apps To Help You Save Money
Whether you’re a sucker for playing games on your commute, want to learn a new language or love keeping track of your latest run, there seems to be an app for everything. While the team at Salad ...
Read More about Budgeting Apps To Help You Save Money
Which unsecured credit should you be aware of?
Credit can be secured or unsecured, both of which are popular to many borrowers. Many people choose unsecured credit as it doesn’t require having to put your assets, such as a house or a car, on ...
Read More about Which unsecured credit should you be aware of?
Why are so many people using open banking in the UK?
The number of people using open banking in the UK is on the rise, which is little surprise given its numerous benefits. Open banking can make saving money simpler, can help customers and small bu...
Read More about Why are so many people using open banking in the UK?
Free online mindfulness apps for NHS staff
Times are extremely tough at the moment. Possibly the toughest they’ve ever been in your lifetime – hopefully the toughest you’ll ever go through. As a result, it’s more than understandable i...
Read More about Free online mindfulness apps for NHS staff
Who has access to Health Service Discounts?
As an NHS care worker, we know that you work hard every day to take care of those who need it most. From late nights to long shifts and very little rest in between, you probably don’t get that mu...
Read More about Who has access to Health Service Discounts?
Debt and mental health: How to manage debt problems in a healthy way
Anyone who has dreaded seeing a brown envelope on the doorstep will know that being in debt can have a dramatic effect on your sense of wellbeing. These days, with companies chasing repayments vi...
Read More about Debt and mental health: How to manage debt problems in a healthy way
How to get a loan if you have no credit history
It can be frustrating to learn that having no credit history might be just as bad as having bad credit in the eyes of most agencies and lenders. This is especially true considering that your cred...
Read More about How to get a loan if you have no credit history
Should I get a Credit Card or a Loan?
Deciding to get a credit card or a loan can be great for your finances. When managed well, credit from a reputable lender can give you control over your money, allow you to plan for the future an...
Read More about Should I get a Credit Card or a Loan?