What are good reasons for a loan?
From emergency funds to planning your next move, a personal loan can help out when you need some extra cash. But when do you know when taking out a loan is a good idea for your situation?
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How to spot and avoid loan sharks
Loans sharks are just as scary and sinister as they sound. Preying on vulnerable people and charging extremely high interest rates, they should be avoided at all costs and reported immediately.
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What is creditworthiness?
Creditworthiness means you can be trusted to pay back money that you borrow. Lenders will look closely at your loan track record to determine how creditworthy you are before approving your loan a...
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What is the NHS bursary and how does it work?
The NHS bursary is a bursary aimed at certain medical and healthcare students, making it a lifeline to those studying medicine, dentistry, and anything else in the field of healthcare. However, i...
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How To Improve Your Credit Score
Against the backdrop of economic uncertainty from COVID-19, getting your credit score in tip-top condition has become more important than ever. Managing your credit history and boosting your cred...
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Loan to Value Ratio
If you’re thinking of borrowing money - whether it’s for a new home, mortgage, car, or something else - you’ll need to understand how loan-to-value ratios (also known as LTVs) work. In this gu...
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How To Prepare Financially For A Recession
If the UK entered a recession tomorrow, would you be prepared? Signs suggest we’re on the verge of an economic downturn that could be worse than that experienced in 2008. Although nothing is c...
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How do loans work? What you need to know
Before taking out a loan, there’s a lot to think about. Which lender offers the best interest rate? Can you get access to their best rate? Are there options available other than borrowing? Will y...
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How to practice financial self care
Now, more than ever, we need to take care of ourselves and our wellbeing. For frontline key workers there are some great apps that help you practice mindfulness and look after your mental health...
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Budgeting Apps To Help You Save Money
Whether you’re a sucker for playing games on your commute, want to learn a new language or love keeping track of your latest run, there seems to be an app for everything. While the team at Salad ...
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Which unsecured credit should you be aware of?
Credit can be secured or unsecured, both of which are popular to many borrowers. Many people choose unsecured credit as it doesn’t require having to put your assets, such as a house or a car, on ...
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Free online mindfulness apps for NHS staff
Times are extremely tough at the moment. Possibly the toughest they’ve ever been in your lifetime – hopefully the toughest you’ll ever go through. As a result, it’s more than understandable i...
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