Financial management is crucial to our everyday lives and is a skill that is woefully under taught. Whether it’s lifestyle focused, balancing budgets or simply putting away for those unexpected moments, an effective financial strategy can hugely impact your life, no matter what happens.

However, no amount of planning can prepare us for life’s unexpected turns. This is why having a lifeline when the going gets tough, is so important. At Salad Money we assist workers, allowing them access to personal loans when they need them, without having to fuss over the issues that come with credit scores!

Personal loans are nothing but borrowed funds that you can use to ease your debts, support your big purchases and offer a solution for when emergency expenses crop up. 
We’ve put together the following information on some of the most common reasons why people use Salad Money for personal loans 

Let’s get started! 

Reasons to Get a Salad Money Personal Loan 

Applying for a personal loan through Salad Money could be the solution you need to balance your finances. However, before doing so, be sure to take a good look at your finances before making any decisions. 

Fair Interest Rates 

Using our state of the art Open Banking system, we’re able to offer personal loans to our customers - without having to worry about credit scores. Our system is fully digital, making the process easy and simple to work with. 

Because we use Open Banking, we’re able to offer far better repayment interest rates than other lenders. The majority of the time we will have your loan in your account within 24 hours, giving you access when you need it most.

Emergency Expenses 

Life has a habit of throwing unexpected circumstances at us when we least expect them. A personal loan is a low-cost alternative for all kinds of unexpected, emergency expenses.

Whether it’s an unexpected breakdown or an emergency home repair - whatever your reason, we’re on hand to help. 

Personal loans can assist you in taking care of any unplanned financial hiccups and can help you deal with them as easily as possible. 

Loans for Bad Credit 

Unlike traditional lenders, at Salad Money, we’re able to offer money without needing every detail of your spending history. In contrast, we’ll analyse your bank statements digitally, allowing us to make a lending decision in a fair and affordable way.

If you’ve struggled to take out a loan due to bad credit, we can offer you a lending lifeline when you need it most.

All in all, a personal loan can be the best way to take control over your finances. Pair this with our professional approach, and commitment to fair lending, we may be the partner you’ve been looking for.

Get in Touch With Salad Money for Affordable, Fair Public Sector Lending

At Salad Money, we offer affordable loans to workers, without using their credit score in the initial lending decision.

Using our “Open Banking” affordability assessment you could have a loan in your bank account within 24 hours. 

Applying for one of our new loans doesn’t impact your credit score. We use Open Banking in our initial assessment. If successful, we report your loan to the CRA’s (Credit Reference Agencies). Your credit score won’t hold you back from being eligible.

With an entirely transparent process, and no hidden charges - access credit when you need it most with Salad Money.

To find out more about how we work - please click here.