![How to identify a loan shark](/dynamic/images/news/article/what-are-loan-sharks-and-how-do-they-work_m.jpg)
How to spot and avoid loan sharks
Loans sharks are just as scary and sinister as they sound. Preying on vulnerable people and charging extremely high interest rates, they should be avoided at all costs and reported immediately.
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How to choose a lender
However good your financial self-care is, sometimes we all need a helping hand when it comes to money. Taking out a personal loan is one way to borrow and pay back a fixed amount every month so you ca
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What is creditworthiness?
Creditworthiness means you can be trusted to pay back money that you borrow. Lenders will look closely at your loan track record to determine how creditworthy you are before approving your loan a...
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9 Simple Ways To Save Money On A Tight Budget
You may think that saving money when you’re already on a tight budget isn’t an option. This line of thinking, however, is wrong. It’s possible to see some real results each month if you buckle do...
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What is the NHS bursary and how does it work?
The NHS bursary is a bursary aimed at certain medical and healthcare students, making it a lifeline to those studying medicine, dentistry, and anything else in the field of healthcare. However, i...
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Money Saving Tips for Key workers
If you’d like to save a little more money but don’t know where to start, you’re not alone. It can be hard to navigate the multiple money-saving offers, discounts, benefits, tips and hacks out the...
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How to make good financial decisions
Making good financial decisions isn’t always easy - with temptation all around, most of us are guilty of making impulse purchases and not always giving our savings accounts enough attention. ...
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How To Improve Your Credit Score
Against the backdrop of economic uncertainty from COVID-19, getting your credit score in tip-top condition has become more important than ever. Managing your credit history and boosting your cred...
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Loan to Value Ratio
If you’re thinking of borrowing money - whether it’s for a new home, mortgage, car, or something else - you’ll need to understand how loan-to-value ratios (also known as LTVs) work. In this gu...
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How To Prepare Financially For A Recession
If the UK entered a recession tomorrow, would you be prepared? Signs suggest we’re on the verge of an economic downturn that could be worse than that experienced in 2008. Although nothing is c...
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How do loans work? What you need to know
Before taking out a loan, there’s a lot to think about. Which lender offers the best interest rate? Can you get access to their best rate? Are there options available other than borrowing? Will y...
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How to practice financial self care
Now, more than ever, we need to take care of ourselves and our wellbeing. For frontline key workers there are some great apps that help you practice mindfulness and look after your mental health...
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