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Understanding LTR

Loan to Value Ratio

If you’re thinking of borrowing money - whether it’s for a new home, mortgage, car, or something else - you’ll need to understand how loan-to-value ratios (also known as LTVs) work. In this gu...

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How to prepare for a recession

How To Prepare Financially For A Recession

If the UK entered a recession tomorrow, would you be prepared? Signs suggest we’re on the verge of an economic downturn that could be worse than that experienced in 2008. Although nothing is c...

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How do loans work?

How do loans work? What you need to know

Before taking out a loan, there’s a lot to think about. Which lender offers the best interest rate? Can you get access to their best rate? Are there options available other than borrowing? Will y...

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Practice financial self care

How to practice financial self care

Now, more than ever, we need to take care of ourselves and our wellbeing. For frontline key workers there are some great apps that help you practice mindfulness and look after your mental health...

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Women on budgeting app

Budgeting Apps To Help You Save Money

Whether you’re a sucker for playing games on your commute, want to learn a new language or love keeping track of your latest run, there seems to be an app for everything. While the team at Salad ...

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Mobile phone calculator

Which unsecured credit should you be aware of?

Credit can be secured or unsecured, both of which are popular to many borrowers. Many people choose unsecured credit as it doesn’t require having to put your assets, such as a house or a car, on ...

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Open Banking image

Why are so many people using open banking in the UK?

The number of people using open banking in the UK is on the rise, which is little surprise given its numerous benefits. Open banking can make saving money simpler, can help customers and small bu...

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Lady relaxing on bed

Free online mindfulness apps for NHS staff

Times are extremely tough at the moment. Possibly the toughest they’ve ever been in your lifetime – hopefully the toughest you’ll ever go through. As a result, it’s more than understandable i...

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Health Service Discounts Money powered by Salad Money

Who has access to Health Service Discounts?

As an NHS care worker, we know that you work hard every day to take care of those who need it most. From late nights to long shifts and very little rest in between, you probably don’t get that mu...

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Man struggling mentally

Debt and mental health: How to manage debt problems in a healthy way

Anyone who has dreaded seeing a brown envelope on the doorstep will know that being in debt can have a dramatic effect on your sense of wellbeing. These days, with companies chasing repayments vi...

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Lady looking for a loan

How to get a loan if you have no credit history

It can be frustrating to learn that having no credit history might be just as bad as having bad credit in the eyes of most agencies and lenders. This is especially true considering that your cred...

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Doctor on computer looking for credit card

Should I get a Credit Card or a Loan?

Deciding to get a credit card or a loan can be great for your finances. When managed well, credit from a reputable lender can give you control over your money, allow you to plan for the future an...

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