Terms and conditions for our referral reward scheme

Before we start, we have to give you our address because we’re the promoter of the offer. So it’s: Salad Finance Limited, 49 Greek Street, London, W1D4EG.

If you refer someone to SALAD

You’ll need to be a UK resident aged 18 or over with a Salad loan that is fully up to date on loan repayments.

How it works

  • You share your unique referral link with friends via your Salad MyAccount page.
  • Once they receive their link, they complete an application through the loan calculator on the landing page.
  • Their unique referral link is active for 30 days and should they be successful with their application then your payment of £25 will be processed once they make their first repayment.
  • They will receive their £25 payment at the same time.
  • To claim your £25 referral fee you will be prompted within your “MyAccount” to enter your bank details, we will then process your reward.
  • Each eligible referrer is able to send out 3 unique referral codes, if your referral code expires your count will refresh and you will be able to resend another code, all until your 3-code limit is fully utilised.
  • Referral links are intended for personal use and private sharing only. Posting or distributing referral links publicly (e.g., on social media, forums, or websites) may result in disqualification and forfeiture of any rewards.

We cannot take your reward fee off your loan repayment and will transfer your reward directly to the bank account you tell us to. However, if you then choose to use this fee to contribute to your repayment schedule that is completely up to you.

You are not eligible for the reward if the loan is settled before the first scheduled repayment or if you/the referee invoke the right to withdraw from the loan agreement in the first 14 days.

Our referral scheme starts on 22nd December 2025. It doesn't have an end date, but we can change this at any time.

There are some occasions when we won’t pay you a reward

We appreciate you sharing your unique referral link far and wide with your friends. But if we suspect that there is foul play at work then we have the right to stop paying you the reward. We’ll contact you to tell you that we’ve done this.

We can also freeze your link and stop paying you the reward if we suspect any fraudulent, abusive or suspicious behaviour. And lastly, your link will stop working if you fail to make repayments on your loan with us.

If the person you referred is approved for a SALAD loan and then makes no repayments towards that loan, then we will not pay you a referral fee.

If you are referred to SALAD

You'll need to be a UK resident aged 18 or over that doesn’t have a live Salad loan application, an active loan, or have a previous loan with us that has missed repayments.

How it works

  1. You receive someone’s referral link and complete a loan application on the landing page the link takes you to.
  2. You have 30 days to apply for the loan using the referral link before the link expires.
  3. If approved, then the referral is complete. Once you start making your repayments towards the loan you have received, we’ll send both you and the referrer your £25 reward directly. In order to do this you will be prompted within your “MyAccount” page to reconfirm the bank details you’d like the money sent to.

We’ll send you reminders to let you know how long you have left to claim your reward, and how long your referral link has left until it expires.

You can’t use the reward to directly pay off money on your loan, however once the payment has been made into your bank account, you are free to use the money however you choose, including towards loan repayment.

Our reward referral scheme started on 22nd December 2025. It doesn’t have an end date at the moment, but we can change this at any time.

We’ll keep the person who referred you updated on your progress

This could include confirming that you’ve:

  • added your mobile number using their link
  • opened an account
  • made a card payment
  • received the reward

Eligible customers must actively claim their reward within six months from the date they first become eligible. Rewards not claimed within this period will expire and will no longer be redeemable. To ensure customers are aware and able to claim their reward, clear instructions will be provided at the time they become eligible.

The small print

If you take part in our SALAD Referral Scheme, we’ll assume you’ve read and agreed to these terms and conditions. If we suspect any fraudulent activity or a breach of these terms, we may refuse to issue a reward or reclaim any reward already paid.

Please note that being referred does not guarantee approval for a Salad Loan. All applications are subject to our standard eligibility checks and lending criteria. As a responsible lender, we must ensure the safety and integrity of Salad and our customers.

We’ll collect, store, and process all data from participants in accordance with our Privacy Notice.

This referral scheme is governed by English law, and anyone taking part agrees to the exclusive jurisdiction of the English courts.

Plus £25