More than your score™

Loans for key workers who we recognise should be defined by more than just their credit scores

Create your loan

If your organisation does not appear, please enter its full name.

Your first repayment will be on

Borrow
APR
Monthly repayment
Total repayable
Repaid over

Your first repayment will be on

If you are successful in your loan application the money will be in your account by 12:00pm the following day.

Employer Sponsored Representative Example

This is for employees that are partnered with Salad Money.

Loan repayable over 18 Months
£1000.00
17 Months at
£69.61
Final payment
£69.08
Rate of interest
30.33%
Representative
34.9% APR
Total amount repayable
£1252.45
Direct Representative Example

This is for employees of organisations not currently partnered with Salad Money.

Loan repayable over 18 Months
£1000.00
17 Months at
£82.64
Final payment
£80.30
Rate of interest
54.19%
Representative
69.9% APR
Total amount repayable
£1485.18

Here's what our customers say about us

How It Works

Digital Bank Statement

Choose

Choose your loan using the loan builder on the home page. Once you’ve chosen your options click the apply now button.

Digital Bank Statement

Create

Create your account by filling in the required forms.

Digital Bank Statement

Provide

Provide Salad Money access to your Open Banking data, this enables us to utilise our secure Open Banking process – the equivalent of a providing us a digital bank statement.

Digital Bank Statement

Wait

Wait for Salad Money to decide on your loan application, this will take one working day. If approved the money will be in your account within 24 hours.

Keep up to date on the latest news, financial tips and insights from Salad Money.

Proposed changes to BNPL

Proposed Updates to Buy Now Pay Later Schemes

As of now, the Buy Now Pay Later schemes are not regulated by the FCA (Financial Conduct Authority), but that’s planned to change soon.

Read More about Proposed Updates to Buy Now Pay Later Schemes Go

4 Simple Financial Tips to Live By

While the economy has been skyrocketing for the past few decades, many people have trouble managing their finances.

Read More about 4 Simple Financial Tips to Live By Go
4 finance tips to live by
4 ways to build you credit score.

4 Tips to Building Your Credit Score in 2022

Did you know that building credit can help you raise emergency money in trying times?

Read More about 4 Tips to Building Your Credit Score in 2022 Go

People often ask...

Your employer is unlikely to be regulated to provide loans to consumers. Lenders should be registered with the Financial Conduct Authority. If your employer is partnered with Salad, we can provide you with a loan and then collect repayments via Salary Deduction.

When you apply for a Salad Money loan we will carry out an affordability check, using the information we collect securely (with your permission) from your bank. Not your credit score.

Open Banking is the system that enables Salad Money to make our affordability assessments. You’ll never be asked to give your login details to anyone except your bank. We use the data to decide if you can afford our loans, and to measure customer outcomes.

If you have any further questions, please contact us or visit our FAQs page

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