Salad Money is a social enterprise that lends exclusively to the public sector. This includes those that work in the NHS, military, education and many more. Our fair, affordable loans are assessed via Open Banking, not out of date credit score. Salad Money isn’t run by the NHS however we partner with trusts and offer loans to NHS workers.
More than your score™
Loans for key workers who we recognise should be defined by more than just their credit scores
Employer Sponsored Representative Example
This is for employees of NHS and public sector organisations that are partnered with Salad Money.
Loan repayable over 18 Months
£1000.00
17 Months at
£69.90
Final payment
£71.16
Rate of interest
30.33%
Representative
34.9% APR
Total amount repayable
£1259.46
Direct Representative Example
This is for employees of NHS and public sector organisations not currently partnered with Salad Money.
Loan repayable over 18 Months
£1000.00
17 Months at
£81.32
Final payment
£78.97
Rate of interest
54.19%
Representative
69.9% APR
Total amount repayable
£1461.41
Here's what our customers say about us
How It Works
Choose
Choose your loan using the loan builder on the home page. Once you’ve chosen your options click the apply now button.
Create
Create your account by filling in the required forms.
Provide
Provide Salad Money access to your Open Banking data, this enables us to utilise our secure Open Banking process – the equivalent of a providing us a digital bank statement.
Wait
Wait for Salad Money to decide on your loan application, this will take one working day. If approved the money will be in your account within 24 hours.
Keep up to date on the latest news, financial tips and insights from Salad Money.
May 19,2022
Money Management: 5 Tips for Living on a Budget
Money management is an incredibly important skill that many of us struggle with. As we all battle with the rising costs of living, this is a skill that, all of us may need to get better at.
Read More about Money Management: 5 Tips for Living on a Budget
May 10,2022
6 Simple Tips To Manage Financial Difficulties in 2022
Are you trying to understand how to manage financial difficulties? Find here everything you need to know and call us at 0203 092 0896 for fair loans now!
Read More about 6 Simple Tips To Manage Financial Difficulties in 2022
May 06,2022
Psychology of Spending: 3 Reasons Why We Spend on Things We Don't Need
One of the most frequently asked questions that people with an intense love for shopping ask is, “How do I stop spending money?”.
Read More about Psychology of Spending: 3 Reasons Why We Spend on Things We Don't Need
People often ask...
When you apply for a Salad Money loan we will carry out an affordability check, using the information we collect securely (with your permission) from your bank. Not your credit score.
Open Banking is the system that enables Salad Money to make our affordability assessments. You’ll never be asked to give your login details to anyone except your bank. We use the data to decide if you can afford our loans, and to measure customer outcomes.
If you have any further questions, please contact us or visit our FAQs page