More than your score™

Loans for key workers who we recognise should be defined by more than just their credit scores

Our application process is quick and easy. If approved, the money will be in your account within 24 hours.

Create your loan

Monthly repayment
Total repayable
Repaid over

Example is indicative of repayments starting on the

Signed agreements are usually paid out within 3 hours.

Representative Example
Loan repayable over 18 Months
17 Months at
Final payment
Rate of interest
59.97% p.a. (fixed)
79.5% APR
Total amount repayable

Here's what our customers say about us

How It Works

Digital Bank Statement


Choose your loan using the loan builder on the home page. Once you’ve chosen your options click the apply now button.

Digital Bank Statement


Create your account by filling in the required forms.

Digital Bank Statement


Provide Salad Money access to your Open Banking data, this enables us to utilise our secure Open Banking process – the equivalent of providing us a digital bank statement.

Digital Bank Statement


Wait for Salad Money to decide on your loan application, this will take one working day. If approved the money will be in your account within 24 hours.

People often ask...

Your employer is unlikely to be regulated to provide loans to consumers. Lenders should be registered with the Financial Conduct Authority. If your employer is partnered with Salad, we can provide you with a loan and then collect repayments via Salary Deduction.

When you apply for a Salad Money loan we will carry out an affordability check, using the information we collect securely (with your permission) from your bank. Not your credit score.

Open Banking is the system that enables Salad Money to make our affordability assessments. You’ll never be asked to give your login details to anyone except your bank. We use the data to decide if you can afford our loans, and to measure customer outcomes.

If you have any further questions, please contact us or visit our FAQs page

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