I originally needed the loan due to increased financial pressures and difficulty, so I needed some extra support to get through the month and found Salad Money on google after searching for companies that help NHS staff specifically. I am responsible for the financial decisions in the household but I do share this responsibility with others. At the time of application, I wasn’t aware of the fact you do not check credit scores, but I do see this as a positive - the main factors for applying were the fact Salad Money are specifically helping NHS staff (at time of applying).
The application process was very straight forward, however I did think the open banking process seemed a bit invasive as I had to give access to my bank account, after researching Salad Money and deciding you seemed professional, and combined with the fact you were designed to help NHS Staff, I decided to proceed with the application, and I am very happy that I did.