Salad Money is a social enterprise that lends exclusively to the public sector. This includes those that work in the NHS, military, education and many more. Our fair, affordable loans are assessed via Open Banking, not out of date credit score. Salad Money isn’t run by the NHS however we partner with trusts and offer loans to NHS workers.
This is for employees of NHS and public sector organisations that are partnered with Salad Money.
This is for employees of NHS and public sector organisations not currently partnered with Salad Money.
Here's what our customers say about us
How It Works
Choose your loan using the loan builder on the home page. Once you’ve chosen your options click the apply now button.
Create your account by filling in the required forms.
Provide Salad Money access to your Open Banking data, this enables us to utilise our secure Open Banking process – the equivalent of a providing us a digital bank statement.
Wait for Salad Money to decide on your loan application, this will take one working day. If approved the money will be in your account within 24 hours.
Keep up to date on the latest news, financial tips and insights from Salad Money.
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When you apply for a Salad Money loan we will carry out an affordability check, using the information we collect securely (with your permission) from your bank. Not your credit score.
Open Banking is the system that enables Salad Money to make our affordability assessments. You’ll never be asked to give your login details to anyone except your bank. We use the data to decide if you can afford our loans, and to measure customer outcomes.